Privacy Policy

Last Updated April 4th, 2012

Scope

This Privacy Policy describes how we handle your personal information for our services. By using the Company's services, you expressly consent to our Privacy Policy and the collection, storage, use and disclosure of your personal information as described in this Privacy Policy. This Privacy Policy is effective on March 1, 2011.

Collection

If you choose to provide us with personal information by using our products and services, you consent to the transfer and storage of that information on our servers located in the United States.

We may collect and store the following personal information:

• email address, phone number, physical contact information, and (depending on the service used) sometimes financial information, such as credit card or bank account numbers;

• transactional information based on your activities on the Company website;

• shipping, billing and other information you provide to fulfill on your account;

• other information from your interaction with our sites, services, content and advertising, including device ID, computer and connection information, statistics on page views, traffic to and from the sites, ad data, IP address and standard web log information;

• additional information we ask you to submit to authenticate yourself or if we believe you are violating site policies (for example, we may ask you to send us an ID or bill to verify your address, or to answer additional questions online to help verify your identity or ownership of an item you list);

• information from other companies, such as demographic and navigation data.

Marketing

We will share information with our partners, affiliates or other trusted businesses to market relevant educational products and services to our students. Students have the express right to limit (or eliminate) the sharing of information using the opt-out procedure described below.

Opt Out

You can opt out of the use of your information for marketing by other companies by writing a letter to the Company requesting to opt out and sending it to the Company address below.

Use

Our primary purpose in collecting personal information is to provide you with a safe, smooth, efficient, and customized experience. You agree that we may use your personal information to:

• provide the services and customer support you request;

• resolve disputes, collect fees, and troubleshoot problems;

• prevent, detect, and investigate potentially prohibited or illegal activities;

• customize, measure and improve our services, content and advertising;

• tell you about our services, deliver targeted marketing, service updates, and promotional offers based on your communication preferences.

Our Disclosure of Your Information

We may disclose personal information to respond to legal requirements, enforce our policies, respond to claims that a listing or other content violates the rights of others, or protect anyone's rights, property, or safety. Such information will be disclosed in accordance with applicable laws and regulations.

We may also share your personal information with:

• Service providers under contract who help with our business operations (such as fraud investigations, bill collection, etc.);

• Law enforcement, governmental agencies, or authorized third-parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any other Company student to legal liability. In such events, we will disclose information relevant to the investigation, such as name, city, state, ZIP code, telephone number, email address, User ID history, IP address, fraud complaints, transaction history, and anything else we may deem relevant to the investigation.

Without limiting the above, in an effort to respect your privacy and our ability to keep the community free from bad actors, we will not otherwise disclose your personal information to law enforcement, other government officials, or other third parties without a subpoena, court order or substantially similar legal procedure, except when we believe in good faith that the disclosure of information is necessary to prevent imminent physical harm or financial loss or to report suspected illegal activity.

Cookies

We use "cookies" (small files placed on your hard drive) on certain of our pages to help analyze our web page flow; customize our services, content and advertising; measure promotional effectiveness, and promote trust and safety.

A few important things you should know about cookies are that:

• We use cookies to help identify you and maintain your signed-in status;

• Most cookies are "session cookies," meaning that they are automatically deleted from your hard drive at the end of a session;

• You are always free to decline our cookies if your browser permits, although doing so may interfere with your use of some of our sites or services.

• You may encounter cookies from third parties on certain pages of the sites that we do not control. (For example, if you view a web page created by another user, there may be a cookie placed by that web page.)

No Spam, Spyware or Spoofing

We and our students do not tolerate spam. You are not licensed to add other Company students to your mailing list (email or physical mail) without their express consent. You may not use our communication tools to send spam or otherwise send content that would violate this Privacy Policy. We automatically scan and may manually filter messages to check for spam, viruses, phishing attacks and other malicious activity or illegal or prohibited content, but we do not permanently store messages sent through these tools.

Account Protection

Your password is the key to your account. Use unique numbers, letters and special characters, and do not disclose your Company password to anyone. If you do share your password or your personal information with others, remember that you are responsible for all actions taken in the name of your account. If you lose control of your password, you may lose substantial control over your personal information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately notify the Company and change your password.

Security

Your information is stored on our servers located in the United States. We treat data as an asset that must be protected and use lots of tools (encryption, passwords, physical security, etc.) to protect your personal information against unauthorized access and disclosure. However, as you probably know, third parties may unlawfully intercept or access transmissions or private communications, and other users may abuse or misuse your personal information that they collect from the site. Therefore, although we work very hard to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private.

Third Parties

Except as otherwise expressly included in this Privacy Policy, this document addresses only the use and disclosure of information we collect from you. If you disclose your information to others on our website or other sites throughout the internet, different rules may apply to their use or disclosure of the information you disclose to them. The Company does not control the privacy policies of third parties, and you are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions before you disclose your personal information to others.

General

We may amend this Privacy Policy at any time by posting the amended terms on this site. All amended terms automatically take effect when posted on the site. If your questions are not answered online, please feel free to write to us at Privacy Matters, c/o TaxLienTutor, 125 E. Main Street, Suite 311, American Fork, UT 84003.